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Old 05-02-2012, 03:25 AM   #41
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I can't get a straight answer why they are mandating I get a commercial policy..
The straight answer is the whole insurance regime is a giant scam but there's no real way to make that into a friendly soundbite.

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Anyone ever come across this before..
Probably a few million people, doing anything with an insurance company - like getting money out of them

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Old 05-02-2012, 10:01 AM   #42
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Because you are using it for commercial use.


How freaking hard to understand is that. Jesus you are dense sometimes.
It is also my personal vehicle.. I use it to go food shopping and many other things you do in a car..
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Old 05-02-2012, 10:07 AM   #43
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It is also my personal vehicle.. I use it to go food shopping and many other things you do in a car..
I am sure you do, most of us do.
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Old 05-02-2012, 04:35 PM   #44
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I am not hiding anything, I was told I can have personal coverage because I also use it to transport my kids.
Just send your agent an email or certified letter, asking him to acknowledge that in writing. The insurance company lawyers are not going to pay out in the event of a claim, just because of something he said.
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Old 05-10-2012, 07:23 AM   #45
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If you are using it in private then there will be no problem. But if you are using it commercially you really need to have a commercial insurance. Contact your insurance provider regarding this matter.
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Old 05-10-2012, 07:50 AM   #46
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My truck is lettered.. but I have had the same policy for over (20) years without any problems..
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I have a personal policy for my truck that I use everyday and and have never had a problem, my old van had my name on it and still no issues,
No Mr inspector, I have been doing it this way for years and nobody has ever called me on it.......

But Mr electrician that so called lamp cord going to my dishwasher has worked fine for all these years. You just want me to use that fancy wire so you can rip me off!!
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Old 05-10-2012, 07:54 AM   #47
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If you are using it in private then there will be no problem. But if you are using it commercially you really need have a commercial insurance. Contact your insurance provider regarding this matter.
Where is manila?

And what is the link for?
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Old 05-10-2012, 08:03 AM   #48
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No Mr inspector, I have been doing it this way for years and nobody has ever called me on it.......

But Mr electrician that so called lamp cord going to my dishwasher has worked fine for all these years. You just want me to use that fancy wire so you can rip me off!!
Bad wiring techniques causes fires..

Sucking another $2000.00 out of my pocket for a "commercial policy" changes nothing on my end.. but does wonders for them..

It is pure BS.. but I got the policy.. the truck still runs the same..
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Old 05-10-2012, 08:06 AM   #49
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Bad wiring techniques causes fires..

Sucking another $2000.00 out of my pocket for a "commercial policy" changes nothing on my end.. but does wonders for them..

It is pure BS.. but I got the policy.. the truck still runs the same..

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