Panama City Florida - Page 2 - Electrician Talk - Professional Electrical Contractors Forum
CLICK HERE AND JOIN OUR COMMUNITY TODAY, IT'S FREE!
Go Back   Electrician Talk - Professional Electrical Contractors Forum > Electrician Talk Community > Off Topic (Non Trade)


Like Tree22Likes
Reply
 
Thread Tools Display Modes
Old 10-15-2018, 01:35 PM   #21
Senior Member
 
MikeFL's Avatar
 
Join Date: Apr 2016
Location: The Sunshine State
Posts: 4,948
Rewards Points: 2,004
Default

As Charley was bearing down on us a buddy of mine, a structural engineer, got a call from one of his clients who had a 3 story beach front home under construction. He was asking what measures he can take to help it weather the storm. This was at 8am and the storm hit around noon. Buddy asked what stage of construction it was in. Client said roof is sheathed but nothing else. Buddy asked if all the bracing was in the trusses and client said yes. Buddy told him you've done all you can. Let it go. With no windows installed the concern was wind inside the building would tear it apart. The storm came and cut the island in half. The next 3 buildings to the north got carried out to sea. The subject building lost one sheet of plywood off the roof. Good engineering and good construction pays for itself.

I think it's the NY Times who has an article online right now about a guy who built his home on Mexico Beach, FL to withstand 250 mph winds and 20' surge. His building is still there. It ended up with 1 cracked window. Everything around him is gone.
wildleg and Bird dog like this.
__________________
Michael Gookin, President
GPS Timers

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

(833) GPS-TIME
MikeFL is online now   Reply With Quote
Join Contractor Talk

Join the #1 Electrician Forum Today - It's Totally Free!

ElectricianTalk.com - Are you a Professional Electrical Contractor? If so we invite you to join our community and see what it has to offer. Our site is specifically designed for you and it's the leading place for electricians to meet online. No homeowners asking DIY questions. Just fellow tradesmen who enjoy talking about their business, their trade, and anything else that comes up. No matter what your specialty is you'll find that ElectricianTalk.com is a great community to join. Best of all it's totally free!

Join ElectricianTalk.com - Click Here JOIN FOR FREE


Warning: The topics covered on this site include activities in which there exists the potential for serious injury or death. ElectricianTalk.com DOES NOT guarantee the accuracy or completeness of any information contained on this site. Always use proper safety precaution and reference reliable outside sources before attempting any construction or remodeling task!

Sponsored Links
Advertisement
 
Old 10-15-2018, 07:27 PM   #22
Semper Fi
 
Southeast Power's Avatar
 
Join Date: Jan 2009
Location: Florida
Posts: 17,360
Rewards Points: 7,382
Default

Quote:
Originally Posted by John Valdes View Post
If I had a house on the beach I would have insurance to cover the property.
I am 250 miles from the coast and my homeowners was up for renewal right after the last storm. It was up about 20%.
So, I did some shopping and quickly paid my premium.
Turns out each new ins. company I called for quote either said they could not sell any HO insurance or the price was almost double what I paid last year.
They said it was because of the storm.



I had no idea the government rebuilds mansions on the coast after a storm.
Am I wasting my money on HO insurance.
Maybe they will rebuild mine after a fire?

I hate insurance companies as much as you Mike. But I still buy HO, car and health insurance.
I could save a bundle each year if those bills did not come in. And they go up every year.
Wish there was a better way. But if my house burns to the ground, it would be awful hard to rebuild without insurance.
I couldn't get a decent rate, something under 10k, from State Farm after 30 plus years as a client. All they could offer me otherwise was Citizens.
A good friend of mine mentioned he had his home owners with AAA.
I called them and they gave me a rate of something like $2,200.
but, I had to bring my cars with me.
Done deal!!
I had a major water leak claim with them. I hired a private adjuster, he did all of their paperwork for them. The adjuster from AAA was so happy he released a check for over 100k with no questions asked.
If you can get them or even better USAA. Jump on it.
Southeast Power is offline   Reply With Quote
The Following User Says Thank You to Southeast Power For This Useful Post:
Bird dog (10-15-2018)
Old 10-15-2018, 10:17 PM   #23
Conservitum Americum
 
LARMGUY's Avatar
 
Join Date: Aug 2010
Location: Oklahoma
Posts: 8,012
Rewards Points: 472
Default

Quote:
Originally Posted by Southeast Power View Post
I couldn't get a decent rate, something under 10k, from State Farm after 30 plus years as a client. All they could offer me otherwise was Citizens.
A good friend of mine mentioned he had his home owners with AAA.
I called them and they gave me a rate of something like $2,200.
but, I had to bring my cars with me.
Done deal!!
I had a major water leak claim with them. I hired a private adjuster, he did all of their paperwork for them. The adjuster from AAA was so happy he released a check for over 100k with no questions asked.
If you can get them or even better USAA. Jump on it.
Me too. I switched from State Farm after 31 years too. Be prepared for the onslaught from State Farm calling wanting you back. The calls will start in about 6 months. I might be foolish but I don't even listen to their offer. I just tell them, "You had your chance." and hang up on them. It feels good.
splatz and MikeFL like this.
__________________
Cowboy words of wisdom.
There are three types of men, those that learn by readin, those that learn by watchin, and those that have to pee on the electric fence for themselves.

,
LARMGUY is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 10-16-2018, 05:41 AM   #24
Semper Fi
 
Southeast Power's Avatar
 
Join Date: Jan 2009
Location: Florida
Posts: 17,360
Rewards Points: 7,382
Default

Quote:
Originally Posted by LARMGUY View Post
Me too. I switched from State Farm after 31 years too. Be prepared for the onslaught from State Farm calling wanting you back. The calls will start in about 6 months. I might be foolish but I don't even listen to their offer. I just tell them, "You had your chance." and hang up on them. It feels good.
Its been several years since I left them. I do keep two business owned trucks with them due to the low rares they offer. They still want me to buy Citizens Insurance and I keep politely laugh at them.
Southeast Power is offline   Reply With Quote
Old 10-18-2018, 02:34 PM   #25
Senior Member
 
Join Date: Dec 2010
Location: So.Cal.
Posts: 3,234
Rewards Points: 6,417
Default

Quote:
Originally Posted by John Valdes View Post
If I had a house on the beach I would have insurance to cover the property.
I am 250 miles from the coast and my homeowners was up for renewal right after the last storm. It was up about 20%.
So, I did some shopping and quickly paid my premium.
Turns out each new ins. company I called for quote either said they could not sell any HO insurance or the price was almost double what I paid last year.
They said it was because of the storm.



I had no idea the government rebuilds mansions on the coast after a storm.
Am I wasting my money on HO insurance.
Maybe they will rebuild mine after a fire?

I hate insurance companies as much as you Mike. But I still buy HO, car and health insurance.
I could save a bundle each year if those bills did not come in. And they go up every year.
Wish there was a better way. But if my house burns to the ground, it would be awful hard to rebuild without insurance.
I heard on the Weather channel that the majority of homeowner's there didn't have insurance because the cost was/is prohibitive.

And yet out feral government gives away $billions of our tax dollars to foreign countries, and get nothing in return.
I think, if a local government issues building permits for a sketchy area, and it gets wiped out during a "natural disaster", they should be held liable for any rebuilding.
joebanana is offline   Reply With Quote
Old 10-18-2018, 02:50 PM   #26
Senior Member
 
MikeFL's Avatar
 
Join Date: Apr 2016
Location: The Sunshine State
Posts: 4,948
Rewards Points: 2,004
Default

If someone applies for a building permit and there is not a lawful reason to deny it, government is obligated to issue it. To say hold the local government liable because the owner failed to insure his asset against a known peril is a bit silly. Government is too big and baby's too much of the population already.
__________________
Michael Gookin, President
GPS Timers

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

(833) GPS-TIME
MikeFL is online now   Reply With Quote
Old 10-18-2018, 03:21 PM   #27
animal lover /rat bastard
 
wildleg's Avatar
 
Join Date: Apr 2009
Location: somewhere in FL
Posts: 13,516
Rewards Points: 976
Default

https://video.foxnews.com/v/58500685...#sp=show-clips
__________________
this message was sent from a dental floss farm using ZappaTalk and a pair of zirconium encrusted tweasers
wildleg is offline   Reply With Quote
Old 10-20-2018, 12:21 PM   #28
Senior Member
 
Bird dog's Avatar
 
Join Date: Oct 2015
Location: South East US
Posts: 4,533
Rewards Points: 854
Default

@MikeFL House that withstood Hurricane Michael...

31:30 to 40:49
Former Fema Director later said mitigation is substantially better.
__________________
Popcorn munching forum observer

Last edited by Bird dog; 10-20-2018 at 12:24 PM.
Bird dog is offline   Reply With Quote
Old 10-20-2018, 02:15 PM   #29
Senior Member
 
MikeFL's Avatar
 
Join Date: Apr 2016
Location: The Sunshine State
Posts: 4,948
Rewards Points: 2,004
Default

Quote:
Originally Posted by Bird dog View Post
@MikeFL House that withstood Hurricane Michael...

31:30 to 40:49

Former Fema Director later said mitigation is substantially better.
Great example. That guy paid 20% more for his house. Everyone else is paying 100% more because they have to build theirs twice. Who got the better deal? And the better house?

I say let people build as crappy as they want but don't come looking for tax dollars when your **** washes away.
Bird dog likes this.
__________________
Michael Gookin, President
GPS Timers

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

(833) GPS-TIME
MikeFL is online now   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
City Workers JoeCool612 General Electrical Discussion 22 08-02-2018 09:08 AM
hello all from central florida mkecopenhagen New Member Introductions 8 12-08-2017 07:37 AM
The City Speedy Petey Off Topic (Non Trade) 22 07-28-2017 03:35 PM
Getting a Florida contractor's license by virtue of being a licensed engineer? McDaniel8402 General Electrical Discussion 6 04-19-2017 02:08 PM
Electrician work Pensacola florida Mattlectric Looking For Work 4 07-18-2016 10:30 PM


All times are GMT -4. The time now is 01:28 AM.


Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.1
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
Our Pro Sites Network
ContractorTalk.com | DrywallTalk.com | HVACSite.com | PaintTalk.com | PlumbingZone.com | RoofingTalk.com