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Discussion Starter #1
I checked the pay and benefits for the local here, health and welfare come out on an hourly basis. I figure that's pretty standard.

This locals health insurance comes out at 5.30/hr, the jatc at .30ish, ect.

Does that come out of OT as well? Sounds like an extremely variable insurance premium.
 

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Ours is based on a percentage of your gross, so yeah you pay for the ot hours also. I don't know how your plan is set up, but ours also give you an hour bank and bennies for retirees. As cheap as yours is, i doubt you have those other bennies.
 

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Discussion Starter #4
There are retirement benefits here.

How does your coverage work paying on percentage of gross, and how does an hour bank work?
I'm not union, so published benefits are all I can see.
 

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There are retirement benefits here.

How does your coverage work paying on percentage of gross, and how does an hour bank work?
I'm not union, so published benefits are all I can see.
The contractor pays a percentage of your gross to cover HW and if you have a retirement he also does the same. They will say it's so much an hour, but it is paid as a percentage of your gross.
 

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Discussion Starter #6
That makes a lot more sense.

Is it possible to pay in but still not qualify for benefits on a long term basis? As was eluded to in post two.

Surely the retirement still accrues and the JATC still takes it cut, but on again off again health insurance seems like it would be hell for a family during slow times.
 

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That makes a lot more sense.

Is it possible to pay in but still not qualify for benefits on a long term basis? As was eluded to in post two.

Surely the retirement still accrues and the JATC still takes it cut, but on again off again health insurance seems like it would be hell for a family during slow times.
Yes, it is possible to pay in and get nothing out. Typically the local has an hourly requirement per year - in my local it is 1000 hours to qualify for health and welfare for next year.
 

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That makes a lot more sense.

Is it possible to pay in but still not qualify for benefits on a long term basis? As was eluded to in post two.

Surely the retirement still accrues and the JATC still takes it cut, but on again off again health insurance seems like it would be hell for a family during slow times.
That's where the hour bank comes into play. I can be laid off for up to a year and still have coverage. With your #'s highly unlikely your local has an hour bank.
 

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Its different everywhere. Our local is something like 8 dollars per hour go in and a month of benefits cost like $900. If you have enough money, you get a month of coverage, if you have extra, it stays in your account
 
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