OK,Stupid Brit here!!
What is a Home Inspector
When do you need them?
How much 'say' do they have?
What if you do not do as they say?:blink:
A home is the biggest investment most people make, so they hire a Home Inspector to give a home a once-over with a set of neutral eyes. They do not tie their fee to the sale of the property, they are simply paid a fee for their service. They look a structure over, and make note of any deficiencies and problems they may see (settling foundation, leaky plumbing, termites, etc.)
No one requires them. It's just a precaution many buyers prefer to pay for.
They have no legal authority. But the buyers can use the information they provide to either break the deal (no sale) or negotiate a lower price.
In most places, no qualifications are required. No tests, no license, no insurance, etc.
No one is required to 'do as they say.' If, for instance, the HI says a home you want to buy needs a new roof, the seller is not obliged to fix the roof, nor is the seller required to either stop the sale or negotiate.
The whole process is similar to buying a used car, and taking it to your own mechanic for a look-see before you plunk down your dollars (euros, in your case).
HIs are not government-endorsed or associated with building inspections. They are just another business, like grocery stores and day care centers. They provide as service and get paid for it.
As Mach stated, some lenders will require a HI report. They don't want to invest (read, loan you the money) in a building that's substandard. But that's the lenders' decision, not a legally-required one.