Meggers are somewhat expensive tools that do a single task in many cases. People in many areas of the electrical industry use them and it makes sense to design one tool that will test the insulation used in several kinds of applications rather than a single one.
Since NM-B and THHN (and similar) wire has insulation rated at 600 volts you would use the setting closest to this without exceeding the rating of the insulation - 500 volts with the meter in the link.
If all you are doing is troubleshooting residential work and the occasional commercial problem you likely won't need a meter that has the ability to print graphs directly or from a computer interface. Techniques of testing include timed tests in some cases and how much you spend will make the difference between watching the seconds on your watch and setting a timer to start and stop the test. I have an old clunker that tests at 500 volts and runs off 2 big lantern batteries. I'd still be using it on jobs but have gotten spoiled by the smaller sizes of newer equipment and the somewhat more accurate readings of a digital readout.
Given the hourly rates you can justify a $200.00 meter for your purposes easily. I'd be hard pressed to justify a $3500.00 meter to do the same job. Whole 'nother deal if you have customers requiring documentation.
Since NM-B and THHN (and similar) wire has insulation rated at 600 volts you would use the setting closest to this without exceeding the rating of the insulation - 500 volts with the meter in the link.
If all you are doing is troubleshooting residential work and the occasional commercial problem you likely won't need a meter that has the ability to print graphs directly or from a computer interface. Techniques of testing include timed tests in some cases and how much you spend will make the difference between watching the seconds on your watch and setting a timer to start and stop the test. I have an old clunker that tests at 500 volts and runs off 2 big lantern batteries. I'd still be using it on jobs but have gotten spoiled by the smaller sizes of newer equipment and the somewhat more accurate readings of a digital readout.
Given the hourly rates you can justify a $200.00 meter for your purposes easily. I'd be hard pressed to justify a $3500.00 meter to do the same job. Whole 'nother deal if you have customers requiring documentation.