I hope you work better than you type.

 

eye haev dislexia dunt gudje meez.

 

HO LEE SH*T :blink:

 

...did you lose CDL because of DWI?

 

no, LSD.

 

It all depends on your local's plan rules. Call your local.

 

annuity


yes they said i cant have any contributions for 3 years before i can pull this out which is crazy and thier isno hardship deal

 

yes long story but thats part i can tell ya but need private page

 

WOW...holy bad typing Batman!

Basically there are three ways to get your annuity...

1. Retire
2. Quit the IBEW
3. Be carried out of a church by six of your best friends and put in the ground.

Hope that's helped a bit..lol

 

4. Hardship withdrawal ( which I am doing currently since I am unemployed and not receiving any unemployment benefits ).

 

Drag race past the police station while drinking. That ought to get you detox, prison, and some time to regroup - and start over when you get out.

 

I would not touch my annuity there is a federal tax on these funds and a penalty for early withdrawal.
You would be better off to borrow the funds.

 

Re-reading the OP...it sounds like a bad country song from the 70's...

 

Annuity

my local no loans or hardship but if i dont pull this out i wont able to pay the lawyer all about money and for those who are the first to judge about dwi i left a domestic battery at home so instead of beating my wife while my 12yr daughter watched i made the choice to leave because of my cdl and ccw permit and the other half made false call buy time officer found out the truth i was to late for me tha why i need to pay my lawyer cop and prosecutor both agree it shouldnt of went down hire a lawyer prosecutor said to me so before you want to cast that first stone know the facts i made a choice and i would do the same thing leave and it was my 40th birthday tooo happy birthday to me

 

my local no loans or hardship but if i dont pull this out i wont able to pay the lawyer all about money and for those who are the first to judge about dwi i left a domestic battery at home so instead of beating my wife while my 12yr daughter watched i made the choice to leave because of my cdl and ccw permit and the other half made false call buy time officer found out the truth i was to late for me tha why i need to pay my lawyer cop and prosecutor both agree it shouldnt of went down hire a lawyer prosecutor said to me so before you want to cast that first stone know the facts i made a choice and i would do the same thing leave and it was my 40th birthday tooo happy birthday to me

Consider, please, withdrawing to a monastery somewhere high in the Himalayas.

Ask to be taught by the monks to communicate properly.

 

Wow man, I'm sorry for your hardships brother. No joke.

Best of luck.

 

They actually kicked you out for your spelling.

 

I'm trying to get money out now as a matter of fact. I just had spinal surgery on Friday and disability SUCKS. Hell, it hasn't even kicked in yet. I just finished a big project up so now was the time to get this surgery done. I've put in my forms to get assistance towards the disability...but...you never know if you're going to get anything. Even if it IS your money.

Time to hit the tracks and find another contractor to work for after this is healed up!

 

Check with your local, we have hardship withdrawals for unemployment and disability amongst other things. If you are looking to reinvest - make sure you just move the money into your ira/whatever tax defered account as per your tax accountant - otherwise there are big penalties.

Speedy recovery brother.

 

LOL f*cked up Loose...f*cked up...

 

Yes, the first thing brought up were the penalties. They're enormous. I know we are allowed to tap into the money for times like this, however I don't like the idea of doing it and putting myself at the mercy of the IRS. But...we do what we gotta do!

Thanks for the well wishes brother!

 

How London from the time u were approved for honorary card were u able to get your annuity I use to be operating engineers and they say I can pull out annuity and my contributions since it's been so long since I had contributions paid into my pension just wondering how long knew took to send u it money after u got your honorary card

 

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'twas brillig, and the slithey toves did gyre and gamble in the wabe

all mimsy were the borogoves and the mome raths outgrabe

 

It took about 6 months or so

 

Most plans state that you can withdrawal after not working for a period of time. Taking a withdrawal card will not get you the money unless the time lapses . Write then a letter asking for a hardship withdrawal worse they can say is no. Ask the lawyer to look over the plan documents he might find a way to get the money. As far as taxes you pay that no matter when you take it the penalty is 10percent. I took it out for college did All the math was cheaper to pay 10 percent than 5 percent loan remember the 5percent is apr if you take a 5year loan you wind up paying more than 10 percent the 10 percent is a one time thing.

 

In 441, and I "believe" local 11, you can borrow $$ against your annuity.
Any amount up to 50%, as long as it is automatically linked for repayment from your savings.
I borrowed $30K to remodel my house. I pay interest to MYSELF.(Kinda nice for a change).
However, if you miss ONE payment, you default, and they 1099 your azz.

 

There is another poster on this site that is always in the soup for domestics, ect.He could advise you on what not to do.

 

pulling out of union to pull annuity out?

ok well went to union meeting and just the honorary card wont allow me to pull it out i was in the operating engineers for awhile they are letting me pull my annuity and contributions out i dont want to do this its going against everything i believe but if i pull out of the ibew i should be able to pull my annuity with me rt im at a point in my life i have no choice but this money if i can pull it out will allow me to get back on top of things in my life so if anyone knows foresure let me know i wish they offered hardship but they dont work out of 17 detroit operator

 

ok well went to union meeting and just the honorary card wont allow me to pull it out i was in the operating engineers for awhile they are letting me pull my annuity and contributions out i dont want to do this its going against everything i believe but if i pull out of the ibew i should be able to pull my annuity with me rt im at a point in my life i have no choice but this money if i can pull it out will allow me to get back on top of things in my life so if anyone knows foresure let me know i wish they offered hardship but they dont work out of 17 detroit operator

I know my local ( as most do ) really frown on you doing this . You need to be laid off at least 6 months to pull from your annuity and you pay a penalty for doing so . All locals are different and have their own governing rules when it comes to stuff like this . If you're really down on your luck and meet with them , I'm sure they'll work with you . It is technically your money . Good luck !

 

Can you setup a payment plan with your lawyer?

Do you have a way to give him a couple of grand up front?
You mentioned a ccw. Do you have any guns you could sell?