The NEC doesn't entirely rule out NM in commercial buildings, look at (3) below. The problem is determining the construction type is not simple. The informational note is misleading, there's not enough info in the annex for you to determine the building type, IMO. There are a fair number of one story commercial buildings around here that were stick built / wood framed and wired with mostly NM. On the other hand, I know of a building where I'm pretty sure it would have been of a construction type for which NM would be legal, and there were no local amendments, but the inspector wouldn't allow NM in commercial, period.
Of course the NEC is pretty clear about leaving exposed splices lying on the ceiling drywall, so I doubt who ever did this cared about the building's construction type
If you can't lay your hands on documentation that says the building is of Type III, IV, or V, you're taking a chance using NM in a commercial building.